Yes, you can choose the type of down payment you prefer using Partial Payment and Layaway Extension for Magento 2.

Read this guide on How to Sell Products on Installment & EMI in Magento 2 Website to setup your preferred down payment amount.

Here are the few more resource to help you get most out of this Magento 2 Partial Payment and Layaway & EMI Extension.

• What are Layaway and Partial Payments? How is it Beneficial for Businesses and Customers
• Drive Customer Loyalty through Layaway & Partial Payments
• How to Reduce Abandoned Carts with Partial Payment Extension
• Enhance the Customer Satisfaction Rate with Partial Payment Extension